UK property finance — wherever you're based.
Buy, refinance or release equity from UK property. No UK residency required, any nationality considered, with or without UK credit history — and up to 100% LTV with additional security.
Am I eligible?
Answer three quick questions for an instant indication. It takes seconds and leaves no footprint on your credit file.
From enquiry to completion.
- 01EnquiryTell us about the property & loan
- 02Indicative termsOn-screen & by email in 24h
- 03ValuationIndependent UK RICS report
- 04LegalSolicitors & ID/AML checks
- 05Funds releasedCompletion & drawdown
How you can borrow up to 100%.
Most lenders cap a bridging loan at a percentage of one property's value. We can lend up to 100% of your purchase price by taking additional UK security — typically another property you already own — so the combined loan-to-value across both assets stays within our limits.
- Acquire with no cash deposit
- Use existing UK equity as security
- Keep capital free for works or fees
- Subject to underwriting & valuation
Based overseas? No problem.
We specialise in helping non-UK residents finance UK property. You don't need to live in the UK, hold a UK passport, or have a UK credit history — the security is the UK asset, and we underwrite the case on its merits.
- No UK residency required
- Any nationality considered
- SPV, company & trust borrowers
- Offshore structures considered
Transparent from day one.
Typically 2–3% of the loan, added at completion and shown in your terms.
A fixed monthly rate, retained at completion or serviced monthly — your choice.
Typically 1–2% on redemption, clearly stated up front — never hidden.
Third-party RICS valuation and solicitor costs, quoted before you commit.
Borrower questions, answered.
Yes. We lend to international borrowers of any nationality. You do not need UK residency — the loan is secured against the UK property.
No. We assess each case on its merits and the strength of the UK security and exit, not an automated credit score.
As little as none. With additional UK security we can lend up to 100% of the purchase price, subject to underwriting and valuation.
Indicative terms within 24 hours. Completion timing depends on valuation, legal work and ID/AML checks, but bridging is built for speed.
First charge over UK residential, commercial, mixed-use property or land. Additional UK property can support higher leverage.
Let's finance your UK property.
Get indicative terms within 24 hours — no obligation, no credit-file footprint.