UK Property Bridging Finance

Fast, flexible finance for UK property.

Specialist bridging loans from £50,000 to £2.5 million, secured against UK real estate. Up to 100% LTV, decisions within 24 hours — open to UK and international borrowers.

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First-charge security · Independent valuation · UK-regulated structure

Aerial view of the City of London, the River Thames and Tower Bridge

100% Max LTV

24hIndicative decisions

£50k–£2.5mLoan size

£2.5mMaximum loan size

100%Maximum LTV*

24hTo indicative terms

3–24Month flexible terms

01 — Who we help

One lender, three ways in.

International Investor

Purchase or refinance UK property with no UK residency required. Any nationality considered, with or without UK credit history.

Borrower options

UK Property Developer

Development exit and acquisition finance to keep projects moving — bridge to sale, refinance or your next site.

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Broker Partner

Competitive procuration fees, a dedicated BDM and a portal to submit and track complex UK cases mainstream lenders reject.

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02 — Products

UK bridging, priced by leverage.

Five core bridging products from 60% to 100% LTV, each secured against UK real estate. Rates shown are indicative monthly rates.

Flagship

Platinum 100

Up to 100% LTV with additional UK security — acquire with no capital contribution.

100%*Max LTV

0.95%pm rate

12moMax term

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Premier 85

85%LTV

0.85%pm

24moterm

Higher-leverage bridging for stronger UK assets and clear exits.

Indicative terms

Professional 75

75%LTV

0.79%pm

24moterm

Balanced leverage and rate for professional landlords and SPVs.

Indicative terms

Select 65

65%LTV

0.70%pm

12moterm

Keenly priced bridging for lower-leverage UK transactions.

Indicative terms

Prime 60

60%LTV

0.65%pm

12moterm

Our finest rate for low-LTV, high-quality UK property.

Indicative terms

Specialist finance

Equity release & second charge, development exit and portfolio finance — structured case by case.

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Product	Max LTV	Monthly rate	Arrangement	Exit fee	Max term	Loan range
Platinum 100	100%*	0.95%	2.0%	1.0%	12mo	£50k–£2.5m
Premier 85	85%	0.85%	2.0%	2% Y1 / 1% Y2	24mo	£50k–£2.5m
Professional 75	75%	0.79%	2.0%	2% Y1 / 1% Y2	24mo	£50k–£2.5m
Select 65	65%	0.70%	2.5%	1.0%	12mo	£50k–£2.5m
Prime 60	60%	0.65%	3.0%	1.0%	12mo	£50k–£2.5m
Equity Release	85% comb.	Custom	Custom	Custom	Flexible	£50k–£2.5m

*100% LTV is subject to additional UK security and underwriting assessment; not all applicants will qualify. Rates are indicative and for illustration only.

03 — Why Bridging FI

Built for complex UK property.

International expertise

We finance UK property for global investors and understand non-resident complexities.

Fast decisions

Indicative terms within 24 hours and a clear path to completion.

Flexible underwriting

Case-by-case assessment with no automated credit scoring.

High leverage

Up to 100% LTV on UK property with additional security.

Relationship driven

A dedicated underwriter for every case, from enquiry to completion.

Tailored solutions

Bespoke structures for SPVs, trusts and complex UK transactions.

How it works

01EnquiryQuick form or broker submission
02Decision in principleIndicative terms within 24h
03UK valuationIndependent RICS report
04LegalSolicitors & security in place
05CompletionFunds released

04 — Case study

£1m secured. Zero capital in.

London Buy-to-Let

An international investor acquired a London buy-to-let with a £1m bridging loan at 100% LTV, using an existing UK property as additional security. Exit was achieved via a buy-to-let refinance — the investment property was acquired with no capital contribution.

£1.0mLoan size

100%LTV

12moTerm

RefiExit

Discuss a similar case

05 — For Investors

Institutional-grade yield, backed by UK property.

Earn risk-adjusted returns from short-term, first-charge UK property lending. Every position is backed by verifiable real-world assets with independent valuation and due diligence — bridging traditional finance and Web3 for qualified investors.

10–12%Target annual yield

1stCharge security

3–24moInvestment terms

Investor overview

Capital at risk. Investing in property-backed loans carries risk; past performance is not indicative of future returns.